| FACTS |
WHAT DOES THE VANTAGE POINT FCU DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice. |
| How? | All financial companies need to share non-public personal information to run their everyday business. In the section below, we list the reasons financial companies can share their non-public personal information; the reasons The VANTAGE POINT FCU chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does Fayette Federal Credit Union share? |
Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations. |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies |
Yes | Yes |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
No | Yes |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | Yes |
| For our affiliates to market to you – | No | Yes |
| For non affiliates to market to you – | No | Yes |
| Questions? | Call 804-541-1473 or go to WWW.VANTAGEPOINTFCU.ORG |
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| Digital Banking Data Removal |
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| To have your online banking data removed from our systems please call the Credit Union at 804-541-1473 |
| Who we are | |
|---|---|
| Who is providing this notice? |
Fayette Federal Credit Union Union |
| What we do | |
|---|---|
| How does the VANTAGE POINT FCU protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does the VANTAGE POINT FCU collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. [See below for more on your rights under state law.] |
| Definitions | |
|---|---|
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. • VANTAGE POINT FCU has no affiliates. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. • VANTAGE POINT FCU does not share with non –affiliates so they can market you |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • VANTAGE POINT FCU doesn’t jointly market |
| Other important information | |
|---|---|
| Vantage Point Federal Credit Union only shares information with those companies who have provided adequate protection for our members non-public personal information. Those companies that we choose to share information with must provide a written agreement to protect your information from unauthorized use.
The security of your non-public personal information is our priority. “WHERE MEMBERS ARE THE POINT!” |
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