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You can apply for a Vantage Point FCU loan as soon as you become a member!
Low-Cost loans are one of the greatest benefits of credit union membership. Whether you are financing your first car, your dream home, or a college education for your kids, you will find low rates, affordable payments, and personal service right here at Vantage Point Federal Credit Union.
As with all of our loans creditworthiness and restrictions apply.
APR – Annual Percentage Rate

New and Used Auto Loans

  • Low rates on new and used cars and trucks
  • Refinance your loan from other lenders
  • Ask us about loans for motorcycles, RVs, and boats
  • Apply in the office or download this application  Loan Application
  • Ask us about bringing your auto loan back to Vantage Point!

Personal Loans

Think of us first when you need to borrow. You’ll receive personal service and a great rate!
  • Consolidation Loans
  • Vacation Loans
  • Life
  • Apply in the office or download this application  Loan Application

VISA Credit Cards

You’ll get a low, fixed rate on your Vantage Point FCU VISA


Call 804-541-1473 Ext 103 or 105 for more details and qualifications. Application will be provided as applicable.

Mortgage Loans

Vantage Point FCU offers 1st mortgage refinances and 2nd mortgages.
Call us for more details! 804-541-1473 Ext 103

Complete Automotive Coverage

In addition to the best Auto Loans in town, we offer additional services to help make your driving experience worry-free:
  • GAP Insurance – In case your vehicle is stolen or totaled in an accident, GAP Insurance covers the difference between your loan balance and your insurance payoff.
  • Mechanical Breakdown Insurance – Drive with complete peace of mind, knowing you are protected against the expense of unexpected repairs.
Click on the blue box in calendar for event information

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