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Vantage Point FCU has a mobile APP – go to APP store on your phone and download today. You must be signed up for Home Banking for the mobile APP to work.

Vantage Point FCU Mobile 

VPFCU Home Banking has lots of new features.

You can pay others with P2P – Pocket to Pocket, you can pay bills, check your balance, check your direct deposits and many other transactions on your account. You can also transfer to other members.

If you have questions please do not hesitate to contact a credit union representative for more details. 804-541-1473

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New Credit Union Hours Effective February 1, 2022

Lobby & Drive Up Hours Monday thru Friday 9AM to 5PM

Additional Drive Up Hours Friday 5PM to 6PM and Saturday 9AM to 12PM

Lobby & Drive Up Are Closed From 2PM to 3PM Every Wednesday                         

______________________________________________________________________________________________________________________________                      Vantage Point wants to recognize our members for being so patient with our staff while we are all dealing with the COVID 19 pandemic.  We sincerely hope that you and your family are safe and remain healthy.

Vantage Point also wants to say “Thank You” to all the Credit Unions in the Commonwealth of Virginia for remaining OPEN during this COVID 19 pandemic. KUDOS to all of us essential workers!

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 Mortgages Are Here!

If you have equity in your home, now may be the right time for you to refinance and pay off some debt or make repairs to your home or make a purchase. Whatever your reason we may be able to help! 

Contact our Mortgage Lending Officer at 804-541-1473 Ext 101

 Mortgage applications vary so please contact our Mortgage Loan Officer for details

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 New and Used vehicle purchases!    

  Loan Rates as low as 2.49% APR*

Vehicles include autos, boats, motorcycles, and RV’s

Plus, get extra protection on your loan!

We have Credit Disability Insurance, Credit Life Insurance, Guaranteed Asset Protection, and Mechanical Repair Warranty Coverage available.

Creditworthiness and restrictions apply. Rates are determined based on various items to include term of loan and credit score. Contact a loan officer for more details.

Apply online, in person or by phone. Give us a call 804-541-1473 extension 105

  *APR – Annual Percentage Rate

Loan Application

Matching Rates

Proof of interest rate, term and collateral will be required. Floor Rate 1.79% APR*

Creditworthiness and restrictions apply.  

Loan Application

  *APR – Annual Percentage Rate

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Bring your  loan back to Vantage Point

If your vehicle is at another financial institution why not bring it back to Vantage Point!

Up to 1% off your existing rate for the remaining term of your loan.

Proof of interest rate, term and collateral will be required

Floor Rate 1.79% APR*, Creditworthiness and restrictions apply.     

Loan Application

  *APR – Annual Percentage Rate

Low VISA Credit Card Rates       

Vantage Point Federal Credit Union has VISA Credit Card Rates as low as 6.99% APR*

Balance transfers now available!     Credit Card Application

Apply online or Give us a call 804-541-1473 extensions 103 or 105

*APR – Annual Percentage Rate