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With mortgage rates being so low, now is the time to refinance or purchase!

Contact our Mortgage Lending Officer at 804-541-1473 Ext 101



 New and Used vehicle purchases!    
  Loan Rates as low as 1.99% APR*

Vehicles include autos, boats, motorcycles, and RV’s


Bring your vehicle loan to Vantage Point

If your vehicle is at another financial institution why not bring it back to Vantage Point!
Up to 1% off your existing rate for the remaining term of your loan.
Floor 1.99% APR, Creditworthiness and restrictions apply.
  *APR – Annual Percentage Rate

Our lobby is open!

  • However, we encourage the continued use of the drive thru and online banking until we are completely over the COVID19 pandemic.
  • If you must come inside the building we ask that you wear a face covering and stand at least 6 feet away from other members and staff.
  • We must limit the number of members in the lobby in efforts to keep everyone safe and healthy.

We appreciate your understanding and cooperation during these difficult times.

Call us for all of your financial needs.

Thank you for being a Vantage Point Federal Credit Union Member


The Vantage Point Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another. The volunteer board that runs each credit union is elected by the members.

Mission Statement

Vantage Point Federal Credit Union, a member owned financial institution, is dedicated to promoting, protecting, and preserving the financial future of our members.
About Credit Union

Low Loan & Credit Card Rates Available Here        

Vantage Point Federal Credit Union has VISA Credit Card Rates as low as 6.99% APR* and New and Used Auto Loan Rates as low as 1.99% APR*. Plus, get extra protection on your loan! We have Credit Disability Insurance, Credit Life Insurance, Guaranteed Asset Protection, and Mechanical Repair Warranty Coverage available.

Apply online, in person or by phone. Give us a call 804-541-1473 extensions 103

*Annual Percentage Rate


Office Hours

Main Office
Monday through Friday
9:00Am To 5:00Pm
CLOSED from 2pm – 3pm Wednesday
Drive Thru
Monday through Friday
9:00Am To 6:00Pm
Saturday   9:00Am To 12:00Pm
3600 Oaklawn Blvd.
Hopewell, VA 23860

Call Us at: (804) 541-1473

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