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Loan Rates

Loan Type Term Annual Percentage Rate (APR)* as low as
New & Used Vehicle Rates ( 10 Years & Newer) Up to 84 months as low as 1.79% APR*
New & Used Watercraft, Motorcycles, RV’s (10 Years and Newer) Up to 120 months as low as 3.99% APR*
Personal/Unsecured Loans Up to 72 months as low as 6.99% APR*
Quick Loans Up to 6 months 28.00% APR*
100% Share Secured and Share Certificate Secured Up to 120 months 2.50% APR* over current Share/Share Certificate rate
VISA Credit Cards open-end as low as 6.99% APR*
All rates above are based on approved credit. Your rate may vary based on your credit score, credit term, and the Credit Union’s underwriting standards.
Call Vantage Point Federal Credit Union at 804-541-1473 for current rates.
Rates effective 03/17/2021 and are subject to change without prior notice.
Click on the blue box in calendar for event information

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