Loan Rates
| Loan Type |
Term |
Annual Percentage Rate (APR)* as low as |
| New & Used Vehicle Rates ( 10 Years & Newer) |
Up to 84 months |
as low as 4.99% APR* |
|
|
|
| New & Used Watercraft, Motorcycles, RV’s (10 Years and Newer) |
Up to 180 months |
as low as 4.99% APR* |
|
|
|
| Personal/Unsecured Loans |
Up to 72 months |
as low as 8.99% APR* |
|
|
|
| Quick Loans |
Up to 6 months |
28.00% APR* |
|
|
|
| 100% Share Secured and Share Certificate Secured |
Up to 120 months |
2.50% APR* over current Share/Share Certificate rate. Minimum rate 4.5% |
|
|
|
| VISA Credit Cards |
open-end |
as low as 6.99% APR* |
All rates above are based on approved credit. Your rate may vary based on your credit score, credit term, and the Credit Union’s underwriting standards.
Call Vantage Point Federal Credit Union at 804-541-1473 for current rates.
Rates are subject to change without prior notice.