CREDIT UNION NOTICE – CLOSED Due to Power Outage
CLOSED WEDNESDAY – July 2nd, 2025
We are currently closed due to a power outage. We anticipate reopening Thursday, July 3rd, 2025 – Please continue to check the website for updates
Online banking, mobile banking are available for account access. ATM access may be available if your location is not impacted by the storms and outages.
We sincerely apologize for any inconvenience.
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UPCOMING CLOSURES
CLOSED FRIDAY – July 4th, 2025
CLOSED SATURDAY – July 5th, 2025
We will be closed in observance of Independence Day. Please celebrate safely ! !
Online banking, mobile banking and telephone teller are available for account access.
We apologize for any inconvenience.
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If your auto is not financed with us, you may be paying too much!
Call us today to see if we can save you some money!
804-541-1473 extension 103
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ARP Fraud Watch Network aarp.org/fraudwatchnetwork
Visit the AARP fraud watch network on common elements of today’s scams and how to stay safe
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SCAM WARNING
If you are receiving texts or calls with regards to you winning monies, or an IRS deposit, or a friend you have never met in person that wants your help with their monies, CALL US FIRST!
You may be a victim of a scam!
Don’t let that be you! Call us!
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NEVER give out your card information to anyone that is calling or texting!
If ever in doubt, contact the credit union immediately. 804-541-1473 ext. 110
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TRAVEL NOTICE for your debit card!
Going out of town? Any time you are traveling, call us so we can update your debit card access while traveling. 804-541-1473
SECURITY NOTICE Do not send sensitive information via email or text messages. Sensitive information includes Usernames, Passwords, Social Security Number, Date of Birth, Card Numbers, Account Numbers or any other information that could be considered confidential.
These are not from Vantage Point! If you receive a call from our fraud department you will be provided a case number. They will already have your card information.
Once you have a case number, you can call our fraud contact center for more information in reference to the call: 1-800-262-2024 (do not call unless you have a case number) Call the credit union!
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You can pay others with P2P – Pocket to Pocket, you can pay bills, check your balance, check your direct deposits and many other transactions on your account. You can also transfer to other members.
If you have questions, please do not hesitate to contact a credit union representative for more details. 804-541-1473
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Mortgages Are Here!
If you have equity in your home, now may be the right time for you to refinance and pay off some debt or make repairs to your home or make a purchase. Whatever your reason we may be able to help!
Contact our Mortgage Lending Officer at 804-541-1473 Ext 103
Mortgage applications vary so please contact our Mortgage Loan Officer for details
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Vehicles include autos, boats, motorcycles, and RV’s.
Plus, get extra protection on your loan!
We have Credit Disability Insurance, Credit Life Insurance, Guaranteed Asset Protection, and Mechanical Repair Warranty Coverage available.
Apply online, in person or by phone. Give us a call 804-541-1473 extension 103.
Matching Rates
Proof of interest rate, term and collateral will be required. Floor Rate 3.24% APR*
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Bring your loan back to Vantage Point
Proof of interest rate, term and collateral will be required
Low VISA Credit Card Rates
Vantage Point Federal Credit Union has VISA Credit Card Rates as low as 6.99% APR*
Balance transfers now available! Credit Card Application is available by contacting the credit union.
Apply online or give us a call 804-541-1473 extension 103.
*APR – Annual Percentage Rate
If your wallet does not have a Vantage Point FCU VISA credit card in it, you could be paying too much!
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