Vantage Point Federal Credit Union

3600 Oaklawn Blvd.
Hopewell, VA 23860
804-541-1473
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Share Rates

Share Rates

Share Type Minimum Balance to Earn Dividend Dividend Rate Annual Percentage Yield
Share Savings and Club Accounts $ 500.00 – $4,999.99 0.15% 0.15%
$5,000.00 and up 0.25% 0.25%
Share Draft Checking Account $ 500.00 0.05% 0.05%
VUTMA (Virginia Uniform Transfer to Minors) $ 100.00 – $4,999.99 0.15% 0.15%
$5,000.00 and up 0.25% 0.25%
Share Certificates (6 month term)* $1,000.00 0.60% 0.60%
Share Certificates (12 month term)* $1,000.00 0.90% 0.90%
Share Certificates (24 month term)* $1,000.00 1.00% 1.00%
Share Certificates (36 month term)* $1,000.00 1.50% 1.50%
Individual Retirement Accounts (IRA’s) $ 100.00 – $4,999.99 0.70% 0.70%
$5,000.00 and up 0.80% 0.80%

 

36 Month Share Certificates have a 1 time STEP-UP Feature.If VPFCU is advertising a higher rate for our 36 Month Share Certificate during the term of YOUR 36 Month Share Certificate, you may opt to step your Share Certificate up to the new rate being offered. You may do this ONLY one time during the original term of your 36 Month Share Certificate.

 

Dividends for all accounts are accrued and paid monthly. Dividends are paid from current earning and are declared by the Board of Directors each dividend period. The rates listed above are rates for the applicable dividend period. Last declared dividend was for 02/21/2018 dividend period. Accounts closed prior to the dividend posting will forfeit all accrued dividends.

 

*Rates effective as of October 22, 2018. Share Certificate dividends are subject to change weekly. Once purchased the dividend for a Share Certificate will remain the same for the term of the certificate. Certificate penalties apply for early withdrawal. See Fee Schedule

 

**Rates are current as of press date and are subject to change without prior notice.

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